If you know that your debts are always far off the deadline and are not prescribed, make sure you have collected information about all your debts. But if the recovery is successful, sometimes the lender won`t send you the money, but will compare it to the remaining debt – even if it`s prescribed, the debt still exists. In this situation, do not use a damage company, or you might owe them money. However, in the following cases, a prescribed debt can be sued: If you have a mortgage, credit or credit debt, you can have payment protection insurance (PPI). If you do, the insurance company can pay off your debt if you get sick, lose your job or have an accident. Check your credit agreement or mortgage documents to see if you have PPI. If a creditor takes legal action after the statute of limitations has expired, the fact that the debt is prescribed or prescribed gives you a defence. If you prove to the court that the statute of limitations has expired, the court should quash the creditor`s case. You are responsible for a debt if it is something that the law says you have to pay, such as municipal taxes or water taxes. If you have paid a debt for which the six-year limitation period has already expired and where no legal action has yet been taken, the debt is likely not applicable. Contact us for advice. Depending on where you live and the type of debt, this can be a CCJ, liability, decree or judgment of the money.
You can cancel this later, but this can be difficult and it can pay additional court costs. I had a multiple loan with moneyshop in 2011. My last payment was in 2012 with them hunting after the payment continued. In 2013, there are statements showing that I received some payments through an equine recovery company, so they stopped the account at the time and then my payments again at the end of 2012. They used a standard (the exact date uknown I still received for this information, but thet confirm came from the credit file as 6 years since the application of it passed). In 2016, I advised on the phone that I was in contact with the change of stage and that I would be in touch, which I did not do. 2017 phone call from me to the company that dismissed a complaint as part of the accessibility reassability. No contact with me by the company after this debt between 2017 and 2019 and standard removed from my credit file over time. Then April 2020 handed over debts to CRS Legal threatened me to take legal action. I tried to challenge this by email, June 20 not recognition of the debt, but recognition of past credits, which is again taken into account accessibility and ask for details on the debts mentioned saying, I will say that I am guilty. You rejected my request. Is this status of guilt prescribed? I really worked hard to satisfy all my old debts, with defaults.